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Shelters

General Liability

General Liability will protect the assets and mission of your group for claims even if they are caused by your shelter’s negligence.

A typical general liability policy will provide the following protection should a claim be brought against your firm:

  • Property Damage – Damage to property that you are legally liable for (including rented property).
  • Bodily Injury – Injuries to persons for which you are legally liable.
  • Medical Payments – Bodily injury that occurs during the course of your business operations.
  • Defense Costs – Suits against your company regardless of fault.
  • Personal & Advertising Injury – Claims of slander and libel that are not part of your professional services.

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Directors and Officers Insurance

Directors and Officers Insurance protects an organization’s management from liabilities for defense costs and damages arising out of an alleged ‘Wrongful Act’ (ex. breach of fiduciary duty/management of business operations) in their capacity as a director or officer of the organization.

Broad coverage extensions built into the program:

  • Coverage for Publishers Liability (trademark, copyright infringement) and Personal Injury Offense (libel, slander).
  • Special Event Management Coverage/Response (publication of or potential release of unfavorable information regarding the Insured to the public) – $25,000 sub-limit.
  • Beyond market standard coverage extensions – defense outside the limits, policy is fully non-rescindable

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